About
One team for the company and the licence.
Gratebridge works with founders who need a company outside their home country, a fintech licence, or both. The work is a consultation, a written roadmap with a fee and a timeline, then the filing.
What the company is
Execution, with the fee in writing.
Founders usually arrive with a product and two or three countries in mind. They do not need a tour of every jurisdiction. They need to know which entity to form, which licence that product actually requires, how long the authority takes, and what Gratebridge charges.
That is the practice. Company formation where we publish a country. Licence applications where we publish a licence page. Introductions and acquisitions when those are the faster route into a market. Virtual addresses when a street address is what the company needs, and not when a regulator has rejected that kind of address.
We are not a substitute for your own counsel on questions that need a law firm. Where a filing needs a local lawyer or a licensed agent, that person is part of the plan, not a surprise after you have paid.
How an engagement runs
Three stages. You can stop after the second.
- 01
We start with the product, not a country list
Payments, remittance, crypto, lending, or a plain holding company all point at different licences. The first conversation is what the product does, who the customers are, and which country has to come first.
- 02
The roadmap is a document, not a slide
You receive the entity type, the licence, the timeline, the service fee, and the government fees that sit outside it. You can stop there. Nothing is filed until you accept the plan.
- 03
Filing stays with the same team
Formation, licence applications, partner introductions, and acquisitions are run together when a founder needs more than one of them. You are not asked to coordinate a lawyer in each market.
The work
Four lines. Each one has its own page.
Company formation
Entities in the countries we publish, with the entity types, requirements, and price or enquiry status on each page.
Read more →Fintech licensing
MSB, payment, e-money, and related applications. Canada MSB and a US company for non-resident founders are the two offers we lead with.
Read more →Banking introductions and acquisitions
When a new licence would take too long, we look at partnerships and at buying a licensed entity.
Read more →Virtual addresses
Street addresses and mail handling from the published network. A virtual address is not a substitute for a regulator’s premises rules.
Read more →Who we work with
Founders with a product and a market, not a blank brief.
- Fintechs that need an MSB, payment, or e-money licence before they can operate.
- Startups forming a first company in the US, Canada, the UK, the EU, or another published country.
- African founders whose next customer, bank, or hire sits in one of those markets.
- Companies that already have an entity and now need the licence, the address, or a local partner.
People
A named person, after the call.
After the assessment, one person owns the file: the roadmap, the documents, and the updates when a regulator asks for something else. If a local agent or lawyer has to sign a form, you are told who that is before the work starts.
Names and photos appear in this section once they are published. Until then, the person on your file is introduced on the call.
Start with the assessment.
Bring the product, the target countries, and a rough timeline. You leave with a view of the licence, the entity, and the fee.