Kenya
Payment Service Provider Licence
CBK authorisation for payment services including transfers, wallets, and merchant payments.
Fee on request6-12 months
Lithuania
Payment Institution (EU)
Bank of Lithuania PI licence with EU passporting rights across all 30 EEA countries.
$12,0003-5 months
Malta
Payment Institution Licence
MFSA PI licence with full EU passporting rights across all EEA member states.
$15,0004-8 months
Mauritius
Payment Intermediary Services
FSC licence to operate payment processing, e-money, or digital wallet services from Mauritius.
$8,0003-6 months
Nigeria
Payment Solution Service Provider
CBN licence to operate switching, processing, or payment gateway services in Nigeria.
Fee on request6-12 months
Nigeria
Mobile Money Operator Licence
CBN licence to offer mobile money, agent banking, and digital wallet services.
Fee on request9-18 months
Singapore
Standard Payment Institution
MAS licence for lower-volume payment services - remittance, e-money, and digital tokens.
$15,0006-10 months
Singapore
Major Payment Institution
Full MAS licence for unrestricted payment services. Required for large-scale operations.
Fee on request9-18 months
South Africa
Payment Provider Registration
SARB-authorised payment provider status to operate payment systems or issue stored value.
Fee on request6-12 months
United Kingdom
Small Payment Institution
FCA registration for low-volume payment services. Fastest legal route to operate in the UK.
$8,0003-5 months
United Kingdom
Payment Institution Licence
Full FCA authorisation to provide payment services at scale with no volume cap.
$20,0006-10 months