Money Services Business (MSB)
Most popular
Canada• North AmericaFederal FINTRAC registration to offer payments, remittance, currency exchange, or crypto services.
Timeline
2-4 months
Amount
$6,500 - $10,000
Fintech licensing
License and launch regulated fintech in every major market
From MSBs and payment institutions to e-money, crypto, and investment platforms—we manage applications, regulator correspondence, and compliance readiness so you launch with confidence.
40+Licence types across key jurisdictions6–14 moTypical range for full authorisationsEnd-to-endStrategy, filings, and launch support
Payments & MSB
E-money & wallets
Crypto & digital assets
Investment & banking
Browse licences by country—filter, compare timelines, and start your application in the dashboard.
Filter:
Canada licences
3 options · North America
Canada• North AmericaDigital Currency Exchange
Crypto-readyCanada• North AmericaFINTRAC registration to operate a crypto exchange or deal in virtual currencies legally.
Timeline
3-5 months
Amount
$8,000 - $15,000
Payment Service Provider
Canada• North AmericaProvincial licence to process payments and issue stored-value products to consumers.
Timeline
3-6 months
Amount
$10,000 - $18,000
Ready to start your licence application?
Create an account to track progress, upload documents, and collaborate with our team—or book a free consultation first.
Licence categories
Every licence type your model needs
We match your product to the right regulatory category—before you spend on the wrong application.
Payments & money transmission
MSB, money transmitter, payment institution, and remittance licences in North America, Europe, Africa, and Asia-Pacific.
E-money & digital wallets
E-money institution (EMI) and stored-value authorisations for wallets, prepaid, and account-based products.
Crypto & digital assets
VASP, exchange, and custody registrations where crypto activities require explicit regulatory approval.
Investment & wealth
Broker-dealer, investment adviser, fund, and platform licences for capital markets and wealth products.
Banking partnerships
Once licensed, we introduce settlement banks and programme managers that understand your licence scope.
Ongoing compliance
Policies, reporting cadence, and local counsel coordination so you stay authorised after approval.
Popular pathways
Popular licence pathways
Representative categories—we confirm scope and timeline for your exact product during consultation.
How licensing works with Gratebridge
From strategy to authorised operations
- 1
Licence mapping
We analyse your product, flows, and target customers—then recommend the minimum viable licence set per country.
- 2
Application execution
Our team prepares filings, business plans, and compliance documentation and manages regulator Q&A.
- 3
Approval & go-live
We support conditions, partner onboarding, and operational readiness so you can launch—not just receive a PDF.
Explore more from Gratebridge
Frequently asked questions
Licensing questions
Timelines vary by jurisdiction and licence class—from a few months for lighter registrations to 12+ months for full bank or EMI authorisations. We give realistic ranges upfront for each market you target.
Not sure which licence you need?
Book a free consultation. We'll map your product to the right licences, timelines, and budget—before you commit.
Book free consultation